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Question: Judgment In Texas- received letter in mail.?
I recently fell behind on my Samuel’s card for a engagement ring and only had $200 to pay before i lost my job and after late fees the amount is now $600 and I recently received a letter from an Attorney stating if i don’t pay the amount off in full in 30 days they will file a Judgment against me.
Now ive heard different things about “Judgments in Texas online so far”.
1. they cant do anything after the judgment
2. they can Garnish from your bank account.
3. they cant garnish from your pay check- only the IRS/child support can.
But the main thing is, I want to pay what i owe but i Def. dont have the $600 this very moment since i just started working again, do i Call the Attorney office and work something out or ask to speak to Samuel’s Credit dept.
This letter was with the regular mail today.Answer: [chuckle] What would be the point of filing a court action and requesting a receiving a court order (judgment) that you owe that amount if they couldn’t do anything after getting the judgment?
After getting a judgment against you, a plaintiff normally sends a demand for payment. If you ignore the demand, the plaintiff can go back to the courthouse and can request a writ of garnishment against you. It depends on what the plaintiff wants to attach. The plaintiff can generally go after your bank account, your pay check, your income tax return, or can place a lien against property you own.
When I’ve filed writ of garnishments, I generally go after bank accounts. But I’ve had clients who have had garnishments attach their wages and had one client who had a lien placed on her house.
If you work out a payment plan and stick with it, it is very unlikely that they will take the time (and the money) to request a judgment. And this will save you quite a lot of money, because if you make them go to court they will ask that you be ordered to pay all of their costs involved in suing you. I would call the attorney’s office first and I would offer to pay them, say, $400 to resolve this debt. If you are able to make a payment right then and there and can give them a payment schedule that you can and will stick to, chances are pretty good you can make this go away.
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Local IRS Office In Maryland

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Question: I need my w2′s & 1040EZ forms for the past 3 years but I can’t find them?
I was wondering how fast could I get them if I go to an IRS office to request them and how much does it cost?
Answer: Going to your local IRS office is a smart thing, but the wait maybe long, the IRS employee will print out the w2 wage information transcript and a return transcript, for FREE, if you need the actual F1040EZ and the w2 then you need to download form 4506 and pay $52.00 or $57.00 for each year you need. If you need these copies for bank, school etc the transcript are accept for proof of income and proof of filing. But if you have not filed your tax return and are needing the Form 1040 EZ to file then visit irs website www.irs.gov and keyword forms and then go to more forms and publications then previous years.
Good luck.
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